A New Drivers Guide To Buying A Car

So, you’ve just passed your driving test? You are no doubt ready to hit the highways and byways and burn rubber. But first of all, you will need a car. Getting your first car can be a tough decision though. Your head will no doubt be turned by a whole bunch of different things such as the power of the engine, the fancy trim, a plush interior, all the modern infotainment tech, and so much more. But before you can go out and get your dream car, you should consider that there is more to buying a car than thinking about what impresses you the most.

On top of the initial cost of buying your car, you should remember that you will need to think about the actual running costs involved in owning the vehicle. These can often be quite pricey, and the car that you really want may not be financially viable once you have done the sums.

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Here are some tips for buying your first ever car.

Buy A Used Car

You may be in a rush to get something new and flashy for your first car, but in reality, you will end up getting stung when it comes to your insurance costs. By getting something a little bit older, you will be able to get on the road sooner without breaking the bank.

You have two options; you could look for a dealer such as this one that sells used cars or alternatively, you could buy from a private seller.

A used car dealer may be able to offer you a finance deal. This will mean that you can pay for your car in installments, meaning that buying it will be much easier.

Private sellers may be slightly cheaper than a dealer but you will need to pay for the car in full when you buy it. You may be able to haggle with them, but you do need to exercise caution as you are buying from an unknown source.

Find Out Insurance Costs First

Before you part with your hard-earned cash, be sure and find out how much it will cost to insure the car that you are interested in. Remember, when buying car insurance you will need to get the appropriate level of insurance. A comprehensive policy will cover you in the event of an accident which is your fault. If you crashed your car in an accident that you were responsible for, could you afford to buy a new car? Also, consider that if you buy a car on credit and lose it in an accident before it is fully paid off, you are still liable for any money owed.

Find Out About Fuel Consumption

A cheap car with low insurance costs may be a great start, but if it is a fuel guzzler that is not economical you will be left paying for it in other ways. Don’t forget to factor the day-to-day running costs of your vehicle too.